Asset Acceptance has been on my credit report since 2004, for a account with Ballys and SBC.I contacted Asset Acceptance, and agreed to set up budget to start repayment on the debts. An agreement was reached for a certain amount,then I recieved notice in the mail for a different amount that was agreed upon, and they took my state return as well for the debt, which was more than the agreed amount and paid off a debt (SBC). They told me twice, two different agents, I would still be accountable for the original budget or face garnish wagements.

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