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Was notified from our cu that assest acceptance had them served and a joint account frozen. I contacted them and have talked to 5 different people and gotten 5 different solutions.

The last one told me that my case has to go back to court now??? I do not work. I am currently awaiting disability. The money is from my husbands hard work.

These people are a nightmare. Jump through hoops for nothing. In the meantime, our house payment will not get made and 5 checks will be returned....60 dollars each. And the property tax check will be returned.

I have spent 2 days crying. Anyone have any ideas???

Product or Service Mentioned: Asset Acceptance Debt Collection.

Reason of review: Bad quality.

Company wrote 0 public responses to the review from Dec 31, 2015.
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Anonymous
#1115483

First all you are not helpless or hopeless, that is what these debt buyers want you to think and feel. Check your FDCPA and FCRA laws on the internet there is a lot of information that may help you find out that Asset Acceptance maybe breaking the law and you maybe able to sue them or at least get them to stop harassing you.

Check your credit reports and see if they are still reporting your paid in full debt to the credit bureau as unpaid. Call all three credit bureaus and get a copy of you credit report. You are entitled one free each year from each bureau and dispute with each one in writing any information you know is false. Illegal credit reporting is a federal offense.

If you prove that they are putting false information in your credit files make copies and send to credit bureaus. Credit bureaus are not allowed to report false information, Be clear and precise when disputing. Remind them of the FDCPA and FCRA laws after you have studied them yourself. Complain to the CFPB and FTC and even tell your story to you Attorney General.

Some consumer lawyers will give you free consultation and also check your local Legal Aid Service. Look online and find attorneys who have fought won against Asset Acceptance or any debt buyer that has committed illegal tactic against consumers. These are just a few suggestions.

Hope they help. God Bless You!!!

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