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This collection ws so old n i had. Ins.

In case i became disabled. N i did, they told me they would pay it off, then i get a letter that they were taking me to court in L A

CA..n since i didn't $how up they won. I jjust found out they took 700 dlls. N left me broke.Mind u im only on disability.

Last year i didn't get any info on this. How can this be. Im a widow.

Can they take my only income from Ssi. Pissed off.

Product or Service Mentioned: Asset Acceptance Debt Collection.

Reason of review: Problems with payment.

Company wrote 0 private or public responses to the review from Mar 11, 2015.
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First of all you are not helpless or hopeless, that is what these debt buyers want you to think and feel. Check your FDCPA and FCRA laws on the internet there is a lot of information that may help you find out that Asset Acceptance maybe breaking the law and you maybe able to sue them or at least get them to stop harassing you.

Check your credit reports and see if they are still reporting your paid in full debt to the credit bureau as unpaid. Call all three credit bureaus and get a copy of you credit report. You are entitled one free each year from each bureau and dispute with each one in writing any information you know is false. Illegal credit reporting is a federal offense.

If you prove that they are putting false information in your credit files make copies and send to credit bureaus. Credit bureaus are not allowed to report false information, Be clear and precise when disputing. Remind them of the FDCPA and FCRA laws after you have studied them yourself. Complain to the CFPB and FTC and even tell your story to you Attorney General.

Some consumer lawyers will give you free consultation and also check your local Legal Aid Service. Look online and find attorneys who have fought won against Asset Acceptance or any debt buyer that has committed illegal tactic against consumers. These are just a few suggestions.

Hope they help. God Bless You!!!


No, they can't take it, but YOU have to stop them. We can't.

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