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ASSET ACCEPTANCE

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41 complaints

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Asset Acceptance Capital Corporation owns several companies that use Asset Acceptance as a trade name. Asset Acceptance Capital Corporation was founded in 1962. At the present time the corporation is headquartered in Warren, Michigan as well as Asset Acceptance, LLC. Asset Acceptance, LLC specializes in purchasing of defaulted consumer receivables and renegotiating the settlements of the debts instead of the initial lender. The company gets a sufficient discount while purchasing the debts.

Asset Acceptance, LLC provides asset-backed certificates, debt settlements, and many other related services. There have been a lot of complaints filed against fraudulent and predatory business practices of Asset Acceptance.
Please try to contact ASSET ACCEPTANCE Customer Service directly prior to posting any complaints on this site.

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ASSET ACCEPTANCE Complaints & Reviews

ASSET ACCEPTANCE Reviews

Anonymous
ASSET ACCEPTANCE - Unsolicited calls starting at 8am
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

About ten days ago I started to get phone calls to 561-788-6457. I do not answer the phone because I had a throat operation where I am only capable of holding short conversations,...

#307685
Mar 26, 2012
311

Lmtomford
ASSET ACCEPTANCE
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I am so tired of this company calling. I have asked them several times to stop. I have reported this number to the do not call list, as I have asked them several times to stop call...

#304799
Mar 14, 2012
312

Anonymous
ASSET ACCEPTANCE - judgement w/no warning
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

So I call my bank one day and find out I have exactly $0.00 - which doesnt make sense because I had $47 something in there - just enough for gas and food till payday. I call the b...

#299122
Feb 22, 2012
690

Vetteguy
ASSET ACCEPTANCE - Bogus settlement offer
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I received an "offer" letter from Asset Acceptance LLC stating I could make one payment of $159 to consider "my account" paid in lieu of a current balance of $1304.62. I have NO d...

#298477
Feb 19, 2012
791

Anonymous
ASSET ACCEPTANCE - Bogus calls for people who don’t work here
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I work as a receptionist at a 400+ person non-profit. We usually get 2 calls a day from Asset Acceptance. When first getting the calls, they would ALWAYS ask for someon...

#295663
Feb 09, 2012
439

Anonymous
ASSET ACCEPTANCE , LLC
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I received a letter saying they will "forgive" my debt and take it off my credit report for $99.. the debt is for $3344.... says I will have a 0 balance.... anyone else get these l...

#295444
Feb 08, 2012
868

Anonymous
Harassment by ASSET ACCEPTANCE
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Back in 2006, I was sued by asset acceptance. I fought back (the $5127 debt wasn't mine) and I was given the judgement in a court of law. Now, AA is calling again, sometimes ...

#295226
Feb 07, 2012
476

Anonymous
ASSET ACCEPTANCE
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Called for debt owed by ex-husband harassing calls have taken care of matter with attorney general debt that they have know nothing about they don't even know what it is for pl...

#294940
Feb 06, 2012
338

Anonymous
ASSET ACCEPTANCE
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

These people prayed upon my father for his social security number. I obtained this number from his phone and called them just to get a run around about what their business was all...

#292388
Jan 27, 2012
358

Anonymous
ASSET ACCEPTANCE - What a scam company AA is
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I received a letter from Asset (***) Acceptance offering me a discount of $999 on a Citibank card that has been paid off several years ago and closed. AA says I owe $4905.55. T...

#287216
Jan 07, 2012
894

Certifie...
ASSET ACCEPTANCE Corp ruining my credit!
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I made a settlement agreement on a Bank of America credit card and paid monthly payments for two years. I believed the loan was completely paid. I had no contact from BOA for > two...

#278105
Nov 29, 2011
711

Pcbn2u
ASSET ACCEPTANCE , LLC SCAM
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I received a letter saying I owed $1917.20 for a debt to Bally Total Fitness.I have never had a Bally membership. I have been the victim of identity fraud in the past b...

#275626
Nov 17, 2011
1518

Illegal ...
Know the Law. Ignore the bums at ASSET ACCEPTANCE
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

We got a letter for twenty-year-old debt that was settled back when MC Hammer wore those super baggy pants. Anyhow: Defend yourself against Asset Acceptance LLC. Don't call, do...

#273493
Nov 07, 2011
1054

Meben89
ASSET ACCEPTANCE - Attempting to sue me
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

At the end of April I was served by a lady for the company paper's that said, I was being sued. Shocked I called and tried to reason. I was told, I had to pay in full right the...

#246971
Jul 04, 2011
1624

Mistiblue
ASSET ACCEPTANCE - OVERCHARGED!
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

The Asset Acceptance LLC call center in India told me I owe $7850 on a debt Ive been paying down since 2009. The original debt was $7000, but was settled for $5000. I have paid $17...

#227423
Mar 18, 2011
1277

Valleygirl
ASSET ACCEPTANCE - Sueing me for and old debt
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Asset acepentece is sueing me for a bill that is passed the stutue of limitations. They stop at nothing to make you feel bad. And have no concern for the troubles. They are bad peo...

#226764
Mar 14, 2011
1727

Danceonp...
ASSET ACCEPTANCE Intentionally Trying to Ruin My Credit
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Two years ago, AC reporting on my credit report a debt for PSEG, which I did not have an account. This was for an account that was already 6 years old, supposidly. I informed them ...

#223066
Feb 22, 2011
1288

Anonymous
ASSET ACCEPTANCE - They want me on the street.
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Asset Acceptance has been on my credit report since 2004, for a account with Ballys and SBC.I contacted Asset Acceptance, and agreed to set up budget to start repayment on the debt...

#222964
Feb 21, 2011
848

Srivera1...
ASSET ACCEPTANCE - They are unprofessional careless people
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I spoke to a Lady by the name of Faith Moore on December 10th. She called me trying to collect a debt of $158 dollars. I told her that I couldnt pay her right away and she said fin...

#211824
Dec 16, 2010
1254

Anonymous
ASSET ACCEPTANCE - Took my bank account
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Theese careless ruthless *** took every cent i had over a credit card default over 6 years old no warning or nothing called them from the bank they said to pay them 11,000 doll...

#207331
Nov 15, 2010
2240

Yowza
ASSET ACCEPTANCE - Impossible to work with
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Called in regards to a letter I received that I owe $400 from 2007. I called to say I did not owe anything and spoke to a woman Helene who was absolutley HORRIBLE to speak to and s...

#198366
Sep 14, 2010
1042

Anonymous
ASSET ACCEPTANCE and attorney general
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I had been bothered up until recently with numerous calls and blank messages on my phone from asset acceptance. they do not supply you with the legally required information when y...

#177942
Apr 10, 2010
1461

Anonymous
ASSET ACCEPTANCE - Crooks
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Received a notice from AA that there were giving me a huge break on a $6000 debt they say I owe from CITIBANK. I have never done business with Citi. I have a current credit repor...

#170626
Feb 09, 2010
1599

Ladygodiva
ASSET ACCEPTANCE - Asset Acceptence Fraudulant Debt Collecters
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I recieved a call from a person named Sean concerning a debt to AT&T of over 300.00 that according to them my husband owed that they needed to collect on. This was a completely bog...

#169286
Jan 28, 2010
1867

SandMan10
ASSET ACCEPTANCE No Proof Debt Claim
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

In a letter dated December 3, 2009, Asset Acceptance made the claim I owed them $14016.71 from a defaulted HFC loan they had purchased. I have never had an HFC loan.Fol...

#168651
Jan 22, 2010
2838

Anonymous
ASSET ACCEPTANCE - Debt payoff
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I mailed you people a payoff on a debt & you sent it back!!!!!!! whats the deal? isn't a money order good enough for you? Thats how your getting so i have record its PAID!!!!! ...

#164609
Dec 16, 2009
1488

Hip_diva...
ASSET ACCEPTANCE ignored 2006 resolution
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

Imagine my shock and horror to find that Asset Acceptance had gone to court without any notification to us and obtained a garnishment to wipe out our savings and checking account 3...

#162769
Nov 24, 2009
1663

Joe R
ASSET ACCEPTANCE - Accet Acceptance will stop at nothing...
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

They are trying to collect a debt that #1. is not mine, and #2. is from 1988! Hello... statute of limitations? They have failed to respond to proof of debt letters. They have also...

#151218
Jul 18, 2009
2404

Anonymous
ASSET ACCEPTANCE - Money Judgement against wrong person.
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

I received a money judgment against me for $3103.74. But I do not owe anyone & they are insisting that I do. I don't get it. Are Asset Acceptance that hard up for money they...

#148296
Apr 30, 2009
2430

Madintexas
ASSET ACCEPTANCE - AACC has repeatedly called me since 2001.
5.0 P.O. Box 2036 WarrenMI48090-2036 (800) 545-9931 http://www.assetacceptance.com/contact/

In 2001 I moved to a nearby city and was given a "new" phone number. I guess the person who had it before me is a deadbeat. I have received calls on/off since 2001 for Daniel Varg...

#146828
Mar 27, 2009
1137
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Related Information

Collection Agencies
In the past few decades, lending financial institutions have become a common practice. Have no money, and the needs are great - go and get a loan! This is a generalized slogan of the present time financial establishments. And people go. However, not all the debtors are able to return their debts. Therefore, recently a new type of institutions has appeared - Collection agency. It is also known as debt agency – agency which professionally specializes in exacting of overdue accounts receivable. It is a form of business when company assists in making payments on liabilities of individuals and corporate bodies. Most collection agencies work as creditor’s agency and collect debts for fee. This fee depends on money collected and is a fixed interest of total amount.

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